Reducing Car Insurance Costs?减少汽车保险费用?
Everyone likes a discount, but discount car insurance ?大家喜欢折扣,但折扣的汽车保险? When attempting to save money, it is important to start cutting costs wherever appropriate.当试图省钱,重要的是要降低成本酌情展开. One great way to streamline expenses is to closely examine your current car insurance costs.一个伟大的方式,以简化支出审视你目前汽车保险费用. Everyone wants the best overall price for their insurance policies, but some car insurance coverage is really something you should splurge on.大家都想为自己的最佳价格总保单但一些汽车保险真是一件你应该挥霍.
What may seem like a wasted expense could more than pay for itself in the long term.什么看似浪费付出代价可能超过本身的长远目标. A good example of recommended coverage is the "add on" expense of rental car insurance.推荐一个很好的例子就是复盖"补充"租赁汽车保险费用. The small line item on your policy (usually around $20 a year) can be more than worth it in the long run.小项施政(通常每年大约$20),可以多值得的长远发展. If your car or truck is in the shop for repairs, a rental car can be covered by your car insurance policy.如果你的车或卡车是在修理店、出租轿车可以涵盖你的车保险. If you don't have this coverage, you could end up paying the total rental car expense yourself.如果你没有这个复盖面,你可以自己掏腰包全部出租轿车牺牲自己. Ask your agent about their specific limits of rental coverage for your policy.请问你对代理商的具体政策界限出租复盖你.
In the majority of cases, you are allowed a reimbursement of $25 per day for a maximum of coverage of 25 days.在大多数情况下,你可退还$25每天最多复盖25天. If you have ever been involved in a major car accident, you probably already know that twenty-five days in the body repair shop can go by very quickly.如果你从未参与重大车祸你大概已经知道25天的修理机构可以很快过去了. You may get your car back weeks and even months later than originally promised.你可以得到你的车回星期甚至几个月后比原来承诺. Sometimes delays are caused by service writers waiting on your insurance adjuster to make an initial visit and approve your claim.有时延误造成的保险服务作家等待你们的访问和调节作出初步批准你索赔.
Days are often lost ordering, and in some cases special ordering, replacement parts.往往失去天订购,在一些情况特殊订购、更换零件. And often the customer ends up paying for additional caused by human nature and errors.而且往往顾客付额外的人性和失误所致. These factors are all important elements to consider when you wonder why it can take months to repair a vehicle these days.这些因素都考虑的重要因素,当你为什么可以修理车辆,这些个天. Make sure to remind your repair shop about your rental car limits, and hold them accountable for all rental car expenses not covered under your car insurance policy.切记提醒您谈谈您的出租车修理店界限,在他们负责一切费用不包括在你的汽车租赁汽车保险.
Some shops may not make this agreement with you--which might be a good indicator on how long they think actual repair time will likely take.有些商店可能不同意你这--这可能是一个很好的指标,他们认为实际修复时间有多长,可能会走. So examine your car insurance policy carefully, get quotes from several insurance companies, and make sure that you aren't paying too much for your coverage.仔细检查你的车保险等,盼借由几个保险公司做到你不付出太多你报道.
But just as importantly, in the same process make sure that you do have the coverage that you need to be adequately insured.同样重要的是,在同一进程使你有你必须提供足够的复盖投保. Only then have you done your homework and can rest assured that your policy--discount car insurance or not--will meet your needs in the months and years to come.只有这样,你做功课,你可以放心,你的政策--汽车保险优惠与否--满足你的需要,将在漫长的岁月里.
Austin Davis is a freelance writer and consumer advocate for the auto repair and car insurance sectors.戴维斯是一个自由作家奥斯汀和消费倡导者和汽车保险的汽车修理业. Find auto insurance in your area.您觉得汽车保险方面.
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